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Name: Colvin
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Birthday: 4/17/1985
Gender: Male


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Member Since: 10/2/2004

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Tuesday, September 30, 2008

Once upon a time, there was a period called the Great Depression.

And now it seems that we'r getting closer to experience a prolong-longed depression in global economy.
If there's any reason against passing the bailout plan, it would be that US$700bn is probably no enough to do the trick.

What a lot of ppl don't realize is that this supposedly "Wall Street Bailout" is bailing out Main Street as well. If the bill doesn't get passed eventually, banks will stop lending (or give you ridiculous rates, which is no difference than saying I dun wanna lend at all). Some corps will fail becasue they can't meet debt obligation and go busted. But most corps will stop growing their business, start laying off employees massively.

And this vicious cycle will likely go on for a while. Of course the "bailing out Main Street part" will need at least months and years of lag to prove, (well, only if the plan doesn't go through eventually). But by the time a 50-year old Virginian got laid off by the firm he has worked for in the last 30 years, his pension fund got absolutely trashed because of the devil DC scheme, his mortgage is essentially carrying negative equity, and he found out there's no more financing when buying a GM SUV for his son's college graduation (And then sales man goes "Sure if you pay 20% p.a, we'r very happy to provide full financing)...

He may then realise banking system is more than just a Wall Street thing.






Sunday, August 03, 2008

董橋的書原來一般好看。

Metal Gear Solid 4 is crazily good.


Tuesday, July 01, 2008

o係三聯攞起左一本叫"港男筆記"ge書,原本以為書中淨係有低級趣味同無聊情節... 點知睇睇下又幾好睇wor...

結果買左,haha。
有d 對白真係幾鬼抵死。

"結婚前後
結婚前 (請由上向下看)

男: 太好了! 我期盼的日子終於來臨了!
女: 我可以反悔嗎?
男: 不,你想都別想!
女: 你愛我嗎?
男: 當然!
女: 你會背叛我嗎?
男: 不會,你怎麼會有這種想法?
女: 你可以吻我一下嗎?
男: 當然,豈止一下!
女: 你有可能打我嗎?
男: 永遠不可能。
女: 我能相信你嗎?

結婚後
(請由下向上看)"


Wednesday, June 11, 2008

Does Colvin still have a life?
...
That's a very good question... ummm, the simple answer is no.






Sunday, May 18, 2008

So I'm bak in HK for 3 weeks already.
Work's been busy the same, nth better / worse than when i was in London.
But life in general is a whole lot better.
-------------------------------------------------------------
Earthquake is terrible.
Pls... pls pray for those in need.
And do try your best to donate if you can.



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