The following is an actual conversation between a first-year commerce student (21 yrs old) and myself. It demonstrates how full of themselves these froshes are, thinking they know everything. Student: Have you decided w…

"I don't want to pay capital gains taxes." I grimace whenever I hear this statement. I don't mean to offend anyone, but there must still be many people who let this notion get in the way of trading stocks. Not making th…