I would recommend everyone take these two steps to help safeguard against identity theft.
The first is easy and FREE! Go to
https://www.optoutprescreen.com/ and you can opt out of creditors using your credit report to send you card offers. This won't stop them completely, but it will cut down significantly on the offers you get in the mail.
The second is not free (though it is very cheap), but is just as easy. Go to
Zander Insurance and order their Identity Theft Protection insurance. It was designed and endorsed by Dave Ramsey, and in the event that you are a victim of identity theft, they handle everything from dealing with creditors, reporting bureaus, governmental agencies and the like. It's only $72 a year for individuals, or $140 a year for a family. I personally know 2 people who were victims of identity theft. Trust me, if you're a victim (and 1 in 12 per day are) you'll be glad you bought it.
We finally did both of these today. Take a word (or three paragraphs) from the wise, and follow suit.
Comments (3)
Did you count Beth? Somebody tried to use her credit card number. Thankfully that bank caught it.
@SingingMom - Her and Ray's wife.
@kopfjaeger - I didn't know that happened to Darla.
We didn't actually have our identity stolen, but there was a group of people several years ago, that used our last name, phone number, and address for a check kiting scheme. Got a call from the Sheriff's office about it one day.